How Do Private Hospitals in Thailand Work for Expats?

If you’re an expat living in Thailand, you might be wondering how private hospitals work in case of an emergency. Here’s what you need to know:

Understanding Private Hospitals in Thailand

Private hospitals in Thailand are generally of high quality, with modern equipment and well-trained staff. However, the cost of treatment can be steep, and not all hospitals accept private health insurance.

What Happens if You Need Treatment Not Covered by Insurance?

If you need treatment that’s not covered by your private health insurance, you’ll typically be required to make an advance payment to the hospital. This can be a significant amount, depending on the treatment required. If your bank account is empty and your credit card is maxed out, the hospital may not be able to provide further treatment.

Social Security Card: A Cheaper Option

One option for expats is to obtain a Social Security card, which can be used to access lower-cost treatment at government hospitals. To be eligible for a Social Security card, you’ll need to have worked for a Thai company for at least six months.

Setting Up a Company to Get a Social Security Card

If you’re not eligible for a Social Security card through your employer, you may be able to set up a company to obtain one. This can be a cost-effective way to access healthcare in Thailand.

Government Hospitals: A More Affordable Option

Government hospitals in Thailand are generally more affordable than private hospitals, and the quality of care is often just as good. However, the waiting times can be long, and the facilities may not be as modern.

Top Recommended Hospitals in Thailand

Some of the top recommended hospitals in Thailand include:

• Bangkok Hospital: A high-end private hospital with modern facilities and well-trained staff.
• Sikarin Hospital: A more affordable private hospital with good quality care.
• Chamillionaire Hospital: A private hospital with a range of specialist services.

Practical Steps to Take

Here are some practical steps to take to ensure you’re prepared for a medical emergency in Thailand:

1. Research your health insurance options and choose a policy that covers you for the treatments you’re likely to need.
2. Consider obtaining a Social Security card to access lower-cost treatment at government hospitals.
3. Set up a company to obtain a Social Security card if you’re not eligible through your employer.
4. Research the top recommended hospitals in your area and make a note of their contact details.
5. Make sure you have a plan in place for how you’ll pay for treatment in case of an emergency.