Do you want to report "How Do Private Hospitals in Thailand Work for Expats?"
If you’re an expat living in Thailand, you might be wondering how private hospitals work in case of an emergency. For example, what happens if you need treatment that’s not covered by your private health insurance? Or, what if you have a chronic condition like systemic scleroderma that requires ongoing hospital stays? Find out the answers to these questions and more.
If you’re an expat living in Thailand, you might be wondering how private hospitals work in case of an emergency. Here’s what you need to know:
Understanding Private Hospitals in Thailand
Private hospitals in Thailand are generally of high quality, with modern equipment and well-trained staff. However, the cost of treatment can be steep, and not all hospitals accept private health insurance.
What Happens if You Need Treatment Not Covered by Insurance?
If you need treatment that’s not covered by your private health insurance, you’ll typically be required to make an advance payment to the hospital. This can be a significant amount, depending on the treatment required. If your bank account is empty and your credit card is maxed out, the hospital may not be able to provide further treatment.
Social Security Card: A Cheaper Option
One option for expats is to obtain a Social Security card, which can be used to access lower-cost treatment at government hospitals. To be eligible for a Social Security card, you’ll need to have worked for a Thai company for at least six months.
Setting Up a Company to Get a Social Security Card
If you’re not eligible for a Social Security card through your employer, you may be able to set up a company to obtain one. This can be a cost-effective way to access healthcare in Thailand.
Government Hospitals: A More Affordable Option
Government hospitals in Thailand are generally more affordable than private hospitals, and the quality of care is often just as good. However, the waiting times can be long, and the facilities may not be as modern.
Top Recommended Hospitals in Thailand
Some of the top recommended hospitals in Thailand include:
Practical Steps to Take
Here are some practical steps to take to ensure you’re prepared for a medical emergency in Thailand: